“Monthly Gold Savings” – a special feature from the GOLD NOW app
Set your preferred savings amount, starting from just 1,000 baht per month.
The system will automatically debit your account for gold savings every month.
Available on both iOS and Android.
Download and sign up now.
Start saving with a minimum of 1,000 baht.
Convenient payment options
Available via the mobile banking applications of Bangkok Bank, Siam Commercial Bank, Kasikornbank, and Bank of Ayudhya.
Create up to 10 personalized savings profiles or plans.
Automatic monthly savings.
Physical gold bullion is available for delivery.
Hua Seng Heng will automatically debit the linked bank account one hour in advance and execute the gold purchase according to the savings plan schedule.
The selling price of gold or gold units is based on Hua Seng Heng’s buyback price at the time the sell order is placed, and the proceeds will be automatically transferred to the customer’s linked bank account.
Click “Add Profile”
Enter the profile details, specify the monthly savings amount, and click “Confirm Add Profile.”
Enter your password
Transaction completed successfully.
The gold savings profile will be displayed on the home page.
Select the profile you wish to edit.
Click “Edit Profile”
Edit the required information and click “Confirm Edit Profile.”
Enter your password
Click “Yes” to confirm the transaction.
Transaction completed successfully.
Select the profile to pause savings.
Click “Pause Savings”
Click “Yes” to confirm the transaction.
Enter your password
The profile status will be displayed as “Savings Paused.”
Select the profile that is currently paused.
Click “Resume Savings”
Click “Yes” to confirm the transaction.
Enter your password
The profile status will be displayed as “Active Account.”
Click “Sell Gold” on the profile you wish to sell.
Specify the gold weight to sell, or select “Sell All,” then click “Confirm Sale.”
Enter your password
Transaction completed successfully.
Click “Withdraw Gold” on the profile you wish to withdraw from.
The minimum withdrawal amount is 0.5 grams.
The screen displays the steps for collecting gold at a Hua Seng Heng gold shop.
Select the profile you wish to review the history for.
Click “History”
Go to the “Transaction History” page, then select the desired transaction to view the details.
Transaction History Details
Select the profile you wish to delete.
The gold balance must be 0 in order to delete the profile.
Click “Edit Profile”
Click “Delete Profile”
Click “Yes” to confirm the transaction.*
Enter your password
What is “Monthly Gold Savings”?
“Monthly Gold Savings” is a service that allows customers to set a monthly gold savings goal. The system automatically debits the linked bank account on the scheduled date and time.
This helps customers accumulate gold in a disciplined manner and reduce the risk of gold price volatility through cost averaging (Dollar-Cost Averaging: DCA).
How is “Monthly Gold Savings” different from “Save NOW”?
Monthly Gold Savings is designed for customers who want to save gold on a regular basis through automatic monthly purchases. It is suitable for long-term savings or goal-based investing, such as accumulating gold for the future. This feature applies Dollar-Cost Averaging (DCA), helping to reduce the impact of gold price volatility over time.
In contrast, Save NOW is designed for customers who wish to buy and sell gold flexibly, making it suitable for those who want to trade gold or seek short-term profit based on market conditions.
What is the minimum amount to start “Monthly Gold Savings”?
Customers can create a savings profile with a minimum amount of 1,000 baht per month.
How does the system debit the funds?
The system will automatically debit the linked bank account for the savings amount set by the customer one hour in advance, and will execute the gold purchase automatically at the scheduled time.
Which banks can be linked to the account?
The GOLD NOW application supports account linking for automatic debit with the following banks:
Siam Commercial Bank (SCB)
Kasikornbank (KBank)
Bangkok Bank (BBL)
Bank of Ayudhya (BAY)
Can I choose the date and time for gold savings?
Customers can select their preferred savings date and time from the options provided by the system.
What happens if there are insufficient funds in my bank account?
The savings transaction for that month will not be completed due to insufficient funds in the bank account. However, gold savings can resume as usual in the following month.
The missed savings amount will not be carried over to the next month.
How is the gold price for savings calculated?
The gold price used for savings is Hua Seng Heng’s selling price for 96.5% gold bullion at the time the system executes the gold purchase on the scheduled savings date and time.
Are there any fees for gold savings?
Selling Gold No fees apply. All related charges are fully covered by Hua Seng Heng.
Buying or Saving Gold Bank transaction fees may apply as follows:
SCB (Siam Commercial Bank): 3 THB per transaction
KBank (Kasikornbank): 5 THB per transaction
BBL (Bangkok Bank): 3 THB per transaction
BAY (Bank of Ayudhya): No transaction fee until 30 June 2026
Can I receive physical gold from Monthly Gold Savings?
Physical gold can be redeemed once the accumulated gold balance reaches the minimum amount specified by the company.
For Monthly Gold Savings customers, gold can be withdrawn starting from 0.25 baht (1 salung).
Can I pause or cancel my gold savings?
Customers can pause or cancel their savings plan at any time with no fees charged.
Can I have more than one gold savings plan?
Customers can create up to 10 Monthly Gold Savings profiles.
Can I increase or decrease my monthly savings amount?
Customers can adjust (increase or decrease) their monthly gold savings amount at any time before the next scheduled savings cycle.
Can I sell the gold that I have saved?
Customers can sell the gold accumulated in their savings plan immediately at the market reference price at the time of sale.
Can I use “Monthly Gold Savings” together with “Save NOW”?
Both features are available for use together, allowing long-term savings alongside gold trading opportunities.
Who is “Monthly Gold Savings” suitable for?
This service is ideal for customers with long-term savings goals who prefer cost-averaging (DCA) and wish to accumulate gold on a regular basis.
It is also suitable for those who do not have time to closely monitor gold prices.
Have questions?
Contact us.
Customer Relations Hours
Mon - Fri 08.30 - 24.00
Sat - Sun 08.30 - 17.30
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